Recent Articles

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To those who serve our community every day: it’s time someone served you. 🛡️🩺🍎

We’re making homeownership more accessible for our local heroes with the Community Champion CU Exclusive. Get into your new home with less upfront cost and more monthly savings. Only 1% Down (Your own funds) No PMI Required (Save hundreds monthly) Student Loan Flexibility (Deferred payments may be excluded from DTI)

Published on 05/06/2026

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The "Doctor Loan" Advantage

🏠 100% Financing: Keep your cash for your practice or savings. 🎓 Debt-to-Income (DTI) Relief: We can often exclude deferred student loans that other banks won't. 📈 Portfolio Lending: We set the rules, not the "agencies." Designed for medical pros and grad students with 6+ months left in residency. Reach out to see how much more purchasing power you have! 🚀

Published on 05/06/2026

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Rate Shopping Mistakes

Rate Shopping Mistakes

Published on 05/04/2026

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May 4th Market Update

Alright team, welcome to the first full week of May! 🌸 We are officially moving past the Fed’s big April meeting and straight into the heavyweight champion of economic data: Jobs Week! 🥊 Plus, we’ve got a massive taco-flavored celebration to keep the energy high.

Published on 04/30/2026

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One Score May No Longer Decide

did you know your qualification does not depend on one score anymore?

Published on 04/29/2026

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April 27th Market Update

Alright! We are officially closing out April and sliding into May. This is a heavyweight week for the markets because the Fed is back in the spotlight, and we’ve got a massive "data dump" on Wednesday and Thursday that will set the tone for the entire summer market. 🎢🏛️

Published on 04/23/2026

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You’re Not Just Buying a Home—You’re Locking in a Financial Advantage

Why Buying with higher rates is better than renting?

Published on 04/23/2026

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HELOC vs. Cash-Out Refinance: It’s Not About the Product—It’s About the Timing

HELOC vs. Cash Out Refinance - Do you want to know which works

Published on 04/20/2026

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April 20th Market Update

Alright, mortgage family! We’re heading into a week that’s all about the "Control Group" and protecting your clients' financial futures. While the spring market is heating up, the economic calendar is throwing us a few key curveballs that will keep the bond market on its toes. 🎢

Published on 04/16/2026