Dan LaMontagne

Loan Officer | NMLS: 2635811

Recent Articles

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January 26th Market Update

Alright, mortgage navigators! 🧭 We are cruising toward the finish line of January 2026. This week is the ultimate "Triple Threat" because we have home prices, consumer vibes, and—the big one—the Federal Reserve all stepping onto the stage at once! Here’s your economic playbook for January 26th – January 30th, 2026:

Published on 01/22/2026

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BIG NEWS: Mortgage Rates Are at Their Lowest Level in Years—What That Means for You

Find out what this rate drop means to you for buying a new home.

Published on 01/19/2026

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January 19th Market Update

Alright, team! After the heavy-hitting inflation data we've been tracking, we’re heading into a week that starts with a pause for reflection before diving into a "catch-up" surge of housing and growth data.

Published on 01/15/2026

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Lock-in Effect: Something big just happened in the U.S. Housing Market

Find out what the experts are anticipating for 2026 housing

Published on 01/12/2026

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January 12th Market Update

Alright, mortgage navigators! 🧭 We’ve survived the first week of 2026, but don’t pack away the party hats just yet—next week is the main event for the bond market. If last week was the warm-up, this week is the heavyweight championship of data! Here’s your economic playbook for January 12th – January 16th, 2026:

Published on 01/08/2026

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Holiday Week Catch-Up: Mortgage Rates Hover Near 2-Month Lows

A holiday-week catch-up: light trading kept markets mostly sideways, but the average 30-year fixed edged to near two-month lows as bonds got a small lift from Europe and pending home sales improved.

Published on 12/30/2025

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Inflation Cools in November — What It Means for Mortgage Rates

Inflation slowed in November after peaking earlier this fall. Here’s what that means for mortgage rates and what homebuyers should watch next.

Published on 12/18/2025

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Fed Cuts Again, But Dot Plot Steers Mortgage Rate Outlook

The Fed cut rates by 0.25% and ended quantitative tightening, but the real story for the average 30-year fixed is in the dot plot and Powell’s comments. Here’s what that means for mortgage rates and homebuyers.

Published on 12/10/2025

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This Week in Mortgage Rates: Buyers Are Back as Rates Hover in the Low 6s

Mortgage rates bounced around but stayed in a tight range near the low 6% area this week, while purchase applications hit their highest level since early 2023 and refinance demand more than doubled compared to last year. Here’s what that means if you’re thinking about buying or refinancing.

Published on 12/06/2025